Whether you live in Tucson, Scottsdale, Flagstaff or Tuba City, with so many companies offering auto insurance in Arizona, how do you know what car insurance is right for you? Allstate offers a variety of auto insurance policies, optional insurance coverages and many other products available in Arizona. As your auto insurance needs change, the Bill Kinney Agency can work with you to help you make the right choices. If you have a teen driver, there are other considerations such as Arizona’s Graduated Driver Licensing laws (see chart below).
Do you know what the Arizona auto insurance coverage requirements are? Use the chart below as a possible starting point to learn more about the Arizona-required auto insurance coverage levels and the most common car insurance coverages in Arizona.
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Coverage
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State Requirements
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Most Common
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Bodily Injury Liability
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15,000/30,000*
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100,000/300,000
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Property Damage Liability
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10,000*
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25,000
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Uninsured Motorist Bodily Injury
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Not required*
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15,000/30,000
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Medical Payments
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Not required*
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5,000
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Collision
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Not required*
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500 deductible
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Comprehensive
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Not required*
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0 deductible
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Arizona Graduated Driver Licensing
Graduated Driver Licensing laws have been proven to save teen lives. Review the Arizona GDL laws with your teen. Use this information to set rules for your teen driver and help protect them on the road.
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Insurance Institute for Highway Safety Rating
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Poor
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Minimum Entry Age
(Optimal: 16) |
14
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Extended Learner Period
(Optimal: at least 6 months) |
Has optimal provision
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Parent Certification
(Optimal: 30 hours minimal) |
Has optimal provision
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Night Restriction
(Optimal: 9 or 10 p.m.) |
Has the provision
but it is not optimal
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Passenger Restriction
(Optimal: only 1 non-family member) |
Has optimal provision
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Minimum Exit Age
(Optimal: 18) |
17
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Click here to get an auto insurance quote. Or, you can call 928-527-1755 to quote over the phone.